(914) 713-5170 140 E Hartsdale Ave, Hartsdale, NY 10530
Mon–Sat  7:00 AM – 6:00 PM
Hartsdale · Westchester County

Storm Damage Roof Repair & Insurance Claim Help — Westchester County, NY

When a Nor’easter, hurricane remnant, or summer microburst hits Westchester, every honest local roofer’s phone rings off the hook. We answer ours — 24/7. Heart Roofing and Sons handles the full storm-damage response: emergency tarping to stop active water intrusion, full photo documentation, written estimates formatted for your insurance adjuster, and complete roof repair or replacement once the claim is approved.

Storm-damage services

How insurance roof claims work in New York

Your homeowner’s insurance typically covers sudden, accidental damage from storms — not gradual wear. After a storm, get a written, photo-documented inspection from a roofer before you call your carrier. We prepare estimates in Xactimate-compatible line-item formats that adjusters recognize, which materially improves the odds that your claim is approved at fair value. We do not, and will not, ask you to assign your insurance benefits to us or commit to a contract before your claim is approved.

Frequently asked questions

Should I call my insurance company before or after I call a roofer?

Call a reputable, licensed roofer first for an inspection with photo documentation. That gives you objective evidence to share with your adjuster and avoids opening a claim that may not be covered.

Will my premium go up if I file a roof claim?

Possibly, depending on your carrier, your claim history, and the cause of loss. We can’t advise on premiums, but we can tell you whether the damage is likely to meet your deductible threshold.

How fast can you tarp my roof after a storm?

Most active-leak tarp jobs in our core Westchester service area are completed within hours, day or night. Call (914) 713-5170.

Worried about your roof? Let's take a look.

Free, no-pressure inspection with a photo report. Same-day for active leaks.

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